{
"application_id": "3f6a1b2c-8d4e-4f10-9a7b-2c5e6d8f0a13",
"api_external_id": "PEDIDO-2026-0001",
"cpf": "12345678909",
"status": "AWAITING_AUTHORIZATION",
"quotes_pending": 1,
"quotes": [
{
"source": "J17",
"status": "PENDING",
"reason": "Saldo FGTS insuficiente para antecipação."
}
],
"offers": [
{
"offer_id": "of_9f2c41a7e8b34d61",
"source": "J17",
"table_name": "FGTS 1.79",
"table_id": "3f1b7c2e-9a44-4c1d-8e57-6b2d0f9a1c34",
"status": "AVAILABLE",
"net_amount": 3418.72,
"total_amount": 4200,
"iof": 62.18,
"gross_amount": 3540.9,
"monthly_interest_rate": 1.79,
"annual_interest_rate": 23.71,
"total_interest": 781.28,
"tc_value": 60,
"cet_monthly": 1.79,
"cet_annual": 23.71,
"installments": [
{
"due_date": "2027-04-01",
"amount": 512.44
}
],
"expires_at": "2026-07-27T18:45:00Z",
"rejection_reason": {
"kind": "REGRA_VIOLADA",
"code": "IDADE_MINIMA",
"message": "Cliente não atende à idade mínima exigida para a operação."
}
}
],
"proposal_uuid": "b81c9f30-5a24-4e6d-91f8-7d3a0c5b2e64"
}