FgtsApplication

{
    "application_id": "3f6a1b2c-8d4e-4f10-9a7b-2c5e6d8f0a13",
    "api_external_id": "PEDIDO-2026-0001",
    "cpf": "12345678909",
    "status": "AWAITING_AUTHORIZATION",
    "quotes_pending": 1,
    "quotes": [
        {
            "source": "J17",
            "status": "PENDING",
            "reason": "Saldo FGTS insuficiente para antecipação."
        }
    ],
    "offers": [
        {
            "offer_id": "of_9f2c41a7e8b34d61",
            "source": "J17",
            "table_name": "FGTS 1.79",
            "table_id": "3f1b7c2e-9a44-4c1d-8e57-6b2d0f9a1c34",
            "status": "AVAILABLE",
            "net_amount": 3418.72,
            "total_amount": 4200,
            "iof": 62.18,
            "gross_amount": 3540.9,
            "monthly_interest_rate": 1.79,
            "annual_interest_rate": 23.71,
            "total_interest": 781.28,
            "tc_value": 60,
            "cet_monthly": 1.79,
            "cet_annual": 23.71,
            "installments": [
                {
                    "due_date": "2027-04-01",
                    "amount": 512.44
                }
            ],
            "expires_at": "2026-07-27T18:45:00Z",
            "rejection_reason": {
                "kind": "REGRA_VIOLADA",
                "code": "IDADE_MINIMA",
                "message": "Cliente não atende à idade mínima exigida para a operação."
            }
        }
    ],
    "proposal_uuid": "b81c9f30-5a24-4e6d-91f8-7d3a0c5b2e64"
}